Understanding the Importance of Having an Illinois Health Insurance Plan

Your health is what keeps you alive and enjoying your time with loved ones.  Without protecting it somehow, you put yourself at great risk.  If you ever get hurt or sick, who is going to help you pay for those medical expenses that will keep showing up in your mailbox?  It’s not only important to have an Illinois health insurance plan, it’s actually the law.

Health Insurance is the Law?

That’s right.  Did you know that President Obama recently signed into law an act which requires citizens to have some sort of health insurance or else they will be fined when they file their annual taxes?  This means that if you live anywhere in the United Stated and you don’t have insurance on your health, you could go without a tax return.  While you can’t be imprisoned for the offense, it can make tax time a lot less exciting for you and your family.

Health Insurance Covers Your Back

You may lead a relatively normal and low-key life, but that doesn’t mean that you’ll never get sick or become the victim of an accident.  Taking the time to find and sign up for an Illinois health insurance plan is the best kind of preventative maintenance there is against the unpredictable. The last thing anyone needs is a mountain of debt piling up because of an act of God.  Insurance protects you from that and ensures the quality of your life.

Health Insurance Provides You with Valuable Services

Even if you never get sick or injured, being a member of an Illinois health insurance plan is still highly beneficial.  Some policies offer free transportation to doctor’s appointments and pharmacies.  Others provide steep discounts on prescription medications and doctor’s visits.  At the same time, it is possible to become eligible for an insurance policy that costs nothing at all, such as state-funded programs and employee paid plans.  Realistically, there is no good reason why you should remain uninsured if you don’t have to.  

Remember that health insurance is wise and important for a number of reasons, including your legal obligation as a United States resident.  Without proper health insurance coverage you could be setting yourself up for disaster, especially when it happens at a moment’s notice.  Being healthy and fit is one thing, but going without health insurance is a whole other ball game.